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LicenseReciprocity

Transfer Your Real Estate License to Mississippi: Reciprocity & Endorsement (2026)

Last verified: 2026-07-21 · source: Mississippi Real Estate Commission (MREC) ↗

Mississippi has no blanket reciprocity agreement, but the Mississippi Real Estate Commission (MREC) evaluates out-of-state licensees for endorsement individually. The Commission may exempt an out-of-state licensee from the Mississippi salesperson examination in whole or in part, but ONLY where the exam given in the other state is determined to be equivalent AND that state extends the same privilege to Mississippi licensees (Miss. Code 73-35-13(6)). Absent that mutual, equivalent arrangement, a nonresident applicant must otherwise qualify in all respects as a resident applicant, including sitting for the Mississippi salesperson examination (73-35-8(5)); the same mutual/equivalency test governs any waiver of the 60-hour prelicense education (73-35-13(6) and 73-35-7).. Application fee: $100 (Non-Resident or Reciprocal Salesperson License Application fee is $100.00 (stated on the MREC application form). A separate fingerprint/background-check vendor fee applies, and E&O insurance is required at the applicant's expense.).

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Verdict

Licensure by endorsement

SEED CORRECTION: Mississippi is NOT full/honor-all reciprocity. The primary statute (Miss. Code 73-35-13(6) and 73-35-7) makes any waiver of the Mississippi exam or 60-hour prelicense education DISCRETIONARY and conditioned on two tests - (1) the other state's exam/education is equivalent, and (2) that state extends the same privilege to Mississippi licensees (a mutual comity model, not honoring all states). The nonresident application itself warns that 'requirements vary greatly by state and are not listed on our website' and directs applicants to contact MREC beforehand, confirming there is no blanket honor-all recognition and no published named partner list (hence reciprocity_partners is empty). A nonresident reciprocal license path clearly exists, so endorsement_available is true, but full_reciprocity is false. Note the asymmetry in MREC's supplements: a person who becomes a Mississippi RESIDENT while licensed elsewhere is excused from education and exam, whereas a non-resident reciprocal applicant must meet Mississippi education and possibly the exam except for residency.

Mississippi requirements at a glance

Out-of-state real estate license transfer requirements for Mississippi, verified 2026-07-21
ExamThe Commission may exempt an out-of-state licensee from the Mississippi salesperson examination in whole or in part, but ONLY where the exam given in the other state is determined to be equivalent AND that state extends the same privilege to Mississippi licensees (Miss. Code 73-35-13(6)). Absent that mutual, equivalent arrangement, a nonresident applicant must otherwise qualify in all respects as a resident applicant, including sitting for the Mississippi salesperson examination (73-35-8(5)); the same mutual/equivalency test governs any waiver of the 60-hour prelicense education (73-35-13(6) and 73-35-7).
Training hours60 hours
Additional requirements
  • Be sponsored by and affiliated with a licensed Mississippi broker
  • Carry Errors and Omissions (E&O) insurance in the applicant's name listing Mississippi as a covered state, with a deductible not exceeding $2,500
  • Submit a certification of licensure from EVERY state in which the applicant has ever been licensed (received by MREC within 60 days of the notary date)
  • Complete the fingerprint-based background investigation (Miss. Code 73-35-10) and background-check authorization
  • Submit a notarized ORIGINAL application with original signatures, full-face and profile photographs, and three property-owner recommendations
Fees$100 (Non-Resident or Reciprocal Salesperson License Application fee is $100.00 (stated on the MREC application form). A separate fingerprint/background-check vendor fee applies, and E&O insurance is required at the applicant's expense.)
Processing timeMREC does not publish a processing timeline; applicants are told to contact MREC before submitting to confirm the specific reciprocal requirements for their state.

Step by step

  1. Confirm Mississippi's current requirements on the Mississippi Real Estate Commission (MREC) website — rules change.
  2. Submit the endorsement application to the Mississippi Real Estate Commission (MREC) (application linked on this page).
  3. Arrange license verification from your current state.
  4. Be sponsored by and affiliated with a licensed Mississippi broker.
  5. Carry Errors and Omissions (E&O) insurance in the applicant's name listing Mississippi as a covered state, with a deductible not exceeding $2,500.
  6. Submit a certification of licensure from EVERY state in which the applicant has ever been licensed (received by MREC within 60 days of the notary date).
  7. Complete the fingerprint-based background investigation (Miss. Code 73-35-10) and background-check authorization.
  8. Submit a notarized ORIGINAL application with original signatures, full-face and profile photographs, and three property-owner recommendations.
  9. Pay the fees ($100 (Non-Resident or Reciprocal Salesperson License Application fee is $100.00 (stated on the MREC application form). A separate fingerprint/background-check vendor fee applies, and E&O insurance is required at the applicant's expense.)) and allow MREC does not publish a processing timeline; applicants are told to contact MREC before submitting to confirm the specific reciprocal requirements for their state..

Official links

Mississippi Real Estate Commission (MREC) ↗Mississippi application ↗

Coming from a specific state?

Direction matters — these guides cover the exact move into Mississippi:

Alaska → MississippiCalifornia → MississippiFlorida → MississippiGeorgia → MississippiIllinois → MississippiMaine → MississippiMassachusetts → MississippiMichigan → MississippiNew York → MississippiNorth Carolina → MississippiOhio → MississippiPennsylvania → MississippiRhode Island → MississippiTexas → MississippiVermont → Mississippi

Frequently asked questions

Does my real estate license transfer to Mississippi?

Mississippi has no blanket reciprocity agreement, but the Mississippi Real Estate Commission (MREC) evaluates out-of-state licensees for endorsement individually. The Commission may exempt an out-of-state licensee from the Mississippi salesperson examination in whole or in part, but ONLY where the exam given in the other state is determined to be equivalent AND that state extends the same privilege to Mississippi licensees (Miss. Code 73-35-13(6)). Absent that mutual, equivalent arrangement, a nonresident applicant must otherwise qualify in all respects as a resident applicant, including sitting for the Mississippi salesperson examination (73-35-8(5)); the same mutual/equivalency test governs any waiver of the 60-hour prelicense education (73-35-13(6) and 73-35-7).. Application fee: $100 (Non-Resident or Reciprocal Salesperson License Application fee is $100.00 (stated on the MREC application form). A separate fingerprint/background-check vendor fee applies, and E&O insurance is required at the applicant's expense.).

Do I have to retake real estate exams in Mississippi?

The Commission may exempt an out-of-state licensee from the Mississippi salesperson examination in whole or in part, but ONLY where the exam given in the other state is determined to be equivalent AND that state extends the same privilege to Mississippi licensees (Miss. Code 73-35-13(6)). Absent that mutual, equivalent arrangement, a nonresident applicant must otherwise qualify in all respects as a resident applicant, including sitting for the Mississippi salesperson examination (73-35-8(5)); the same mutual/equivalency test governs any waiver of the 60-hour prelicense education (73-35-13(6) and 73-35-7)..

What does a Mississippi real estate license cost an out-of-state applicant?

$100 (Non-Resident or Reciprocal Salesperson License Application fee is $100.00 (stated on the MREC application form). A separate fingerprint/background-check vendor fee applies, and E&O insurance is required at the applicant's expense.) (Non-Resident or Reciprocal Salesperson License Application fee is $100.00 (stated on the MREC application form). A separate fingerprint/background-check vendor fee applies, and E&O insurance is required at the applicant's expense.).

How long does the Mississippi process take?

MREC does not publish a processing timeline; applicants are told to contact MREC before submitting to confirm the specific reciprocal requirements for their state. — MREC does not publish a processing timeline; applicants are told to contact MREC before submitting to confirm the specific reciprocal requirements for their state..

Sources

Primary sources only — official boards and compact commissions. Data last verified 2026-07-21.

Reviewed by Billy Reiner, Editor · verified against primary sources 2026-07-21

How we verify · All sources · spot an error? [email protected]