Real Estate License from Michigan to Mississippi: Does It Transfer? (2026)
Last verified: 2026-07-21 · source: Mississippi Real Estate Commission (MREC) ↗
A real estate license transfers from Michigan to Mississippi by endorsement — there is no automatic reciprocity, but you do not start over. Apply to the Mississippi Real Estate Commission (MREC), verify your Michigan license, and meet Mississippi's endorsement requirements. The Commission may exempt an out-of-state licensee from the Mississippi salesperson examination in whole or in part, but ONLY where the exam given in the other state is determined to be equivalent AND that state extends the same privilege to Mississippi licensees (Miss. Code 73-35-13(6)). Absent that mutual, equivalent arrangement, a nonresident applicant must otherwise qualify in all respects as a resident applicant, including sitting for the Mississippi salesperson examination (73-35-8(5)); the same mutual/equivalency test governs any waiver of the 60-hour prelicense education (73-35-13(6) and 73-35-7)..
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Verdict
Licensure by endorsement
Mississippi publishes no agreement covering Michigan, but it does evaluate out-of-state licensees individually — so this move runs on Mississippi's endorsement judgment rather than a guarantee. The requirements below are what the Mississippi Real Estate Commission (MREC) commits to in writing; for anything discretionary (exam waivers, education credit), get the commission's answer in writing before you rely on it.
What changes, Michigan → Mississippi
| Michigan (current) | Mississippi (destination) | |
|---|---|---|
| Training hours | 40 | 60 |
| Application fee | $88 (Real Estate Salesperson New Application fee is $88.00 for the 3-year license, paid online via MiPLUS by credit/debit card; renewal is $78 and relicensure is $108. Exam fees are paid separately to PSI.) | $100 (Non-Resident or Reciprocal Salesperson License Application fee is $100.00 (stated on the MREC application form). A separate fingerprint/background-check vendor fee applies, and E&O insurance is required at the applicant's expense.) |
| Processing time | LARA does not publish a fixed processing time; after passing the PSI exam the license issues once the employing broker approves the sponsorship request in MiPLUS. | MREC does not publish a processing timeline; applicants are told to contact MREC before submitting to confirm the specific reciprocal requirements for their state. |
| Licensing authority | Michigan Department of Licensing and Regulatory Affairs (LARA) - Board of Real Estate Brokers and Salespersons | Mississippi Real Estate Commission (MREC) |
The destination column is what you must satisfy — Mississippi sets the rules for this move.
Step by step
- Confirm Mississippi's current requirements on the Mississippi Real Estate Commission (MREC) website (linked below) — rules change.
- Submit the endorsement application to the Mississippi Real Estate Commission (MREC) (application linked below).
- Arrange license verification from your current state.
- Be sponsored by and affiliated with a licensed Mississippi broker.
- Carry Errors and Omissions (E&O) insurance in the applicant's name listing Mississippi as a covered state, with a deductible not exceeding $2,500.
- Submit a certification of licensure from EVERY state in which the applicant has ever been licensed (received by MREC within 60 days of the notary date).
- Complete the fingerprint-based background investigation (Miss. Code 73-35-10) and background-check authorization.
- Submit a notarized ORIGINAL application with original signatures, full-face and profile photographs, and three property-owner recommendations.
- Pay the fees ($100 (Non-Resident or Reciprocal Salesperson License Application fee is $100.00 (stated on the MREC application form). A separate fingerprint/background-check vendor fee applies, and E&O insurance is required at the applicant's expense.)) and allow MREC does not publish a processing timeline; applicants are told to contact MREC before submitting to confirm the specific reciprocal requirements for their state..
Official links
Related guides
Frequently asked questions
Does Mississippi accept a Michigan real estate license?
A real estate license transfers from Michigan to Mississippi by endorsement — there is no automatic reciprocity, but you do not start over. Apply to the Mississippi Real Estate Commission (MREC), verify your Michigan license, and meet Mississippi's endorsement requirements. The Commission may exempt an out-of-state licensee from the Mississippi salesperson examination in whole or in part, but ONLY where the exam given in the other state is determined to be equivalent AND that state extends the same privilege to Mississippi licensees (Miss. Code 73-35-13(6)). Absent that mutual, equivalent arrangement, a nonresident applicant must otherwise qualify in all respects as a resident applicant, including sitting for the Mississippi salesperson examination (73-35-8(5)); the same mutual/equivalency test governs any waiver of the 60-hour prelicense education (73-35-13(6) and 73-35-7)..
Which exams will I take moving from Michigan to Mississippi?
The Commission may exempt an out-of-state licensee from the Mississippi salesperson examination in whole or in part, but ONLY where the exam given in the other state is determined to be equivalent AND that state extends the same privilege to Mississippi licensees (Miss. Code 73-35-13(6)). Absent that mutual, equivalent arrangement, a nonresident applicant must otherwise qualify in all respects as a resident applicant, including sitting for the Mississippi salesperson examination (73-35-8(5)); the same mutual/equivalency test governs any waiver of the 60-hour prelicense education (73-35-13(6) and 73-35-7)..
What does the move cost?
$100 (Non-Resident or Reciprocal Salesperson License Application fee is $100.00 (stated on the MREC application form). A separate fingerprint/background-check vendor fee applies, and E&O insurance is required at the applicant's expense.) (Non-Resident or Reciprocal Salesperson License Application fee is $100.00 (stated on the MREC application form). A separate fingerprint/background-check vendor fee applies, and E&O insurance is required at the applicant's expense.).
Can I keep selling in Michigan after I'm licensed in Mississippi?
Yes — real estate licenses stack. Keep the Michigan license active (renewals and CE continue separately) and you hold both; many border-market agents do exactly this.
Sources
Primary sources only — official boards and compact commissions. Data last verified 2026-07-21.
- MREC License Law (rev. 8-15-2025), Miss. Code 73-35-13(6) exam exemption/reciprocity, 73-35-7 education exemption, and 73-35-8 nonresident's license ↗ (accessed 2026-07-21)
- MREC - Application for a Non-Resident or Reciprocal Salesperson's License ($100 fee; E&O, certifications, broker sponsorship, background check; rev. 12-2023) ↗ (accessed 2026-07-21)
- MREC - Forms (current licensing application forms index) ↗ (accessed 2026-07-21)
- Michigan LARA Real Estate FAQs, Q16: 'Michigan does not offer reciprocity with any other state. An applicant... must meet education, experience and examination requirements in place as of the date the application is submitted.' ↗ (accessed 2026-07-21)
- Michigan LARA Real Estate Salesperson Licensing Guide (40 hours prelicensure incl. 4 hours civil rights; PSI exam; $88 new application fee; rev. 3/7/2024) ↗ (accessed 2026-07-21)
- Michigan LARA - Real Estate Brokers & Salespersons (program page) ↗ (accessed 2026-07-21)
Reviewed by Billy Reiner, Editor · verified against primary sources 2026-07-21
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