Real Estate License from Indiana to Florida: Does It Transfer? (2026)
Last verified: 2026-09-01 · source: Florida Real Estate Commission (FREC) / DBPR ↗
A real estate license transfers from Indiana to Florida by endorsement — there is no automatic reciprocity, but you do not start over. Apply to the Florida Real Estate Commission (FREC) / DBPR, verify your Indiana license, and meet Florida's endorsement requirements. Mutual-recognition applicants skip the national exam and the 63-hour pre-license course; a 40-question Florida real estate law exam (30 of 40 correct to pass) is required.
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Verdict
Licensure by endorsement
Florida publishes no agreement covering Indiana, but it does evaluate out-of-state licensees individually — so this move runs on Florida's endorsement judgment rather than a guarantee. The requirements below are what the Florida Real Estate Commission (FREC) / DBPR commits to in writing; for anything discretionary (exam waivers, education credit), get the commission's answer in writing before you rely on it.
What changes, Indiana → Florida
| Indiana (current) | Florida (destination) | |
|---|---|---|
| Training hours | 90 | 63 |
| Application fee | $60 ($60 due with the Indiana broker license application, payable to the Indiana Professional Licensing Agency: the $50 application fee under 876 IAC 5-3-1(a)(1) plus the $10 investigative-fund fee that 876 IAC 5-3-1(b) adds to every broker license issuance. State Form 44176 is the same application used by reciprocity/endorsement applicants, and it states the fee as $60.00. All fees are nonrefundable and nontransferable. NOT included: the Pearson VUE 'Broker by Endorsement' state-portion exam fee ($55), pre-licensing course tuition, and renewal ($50 renewal + $10 investigative fund).) | $62.75 (DBPR RE-1 state application fee; the PSI/testing-vendor exam fee and the electronic fingerprint fee are paid separately) |
| Processing time | The Commission states endorsement 'is not a fast process' — a Commission member must review the licensing state's requirements and recommend to the full Commission before approval | No board-stated timeframe; the license is issued after DBPR reviews the application and the applicant passes the 40-question Florida law exam |
| Licensing authority | Indiana Real Estate Commission (Indiana Professional Licensing Agency) | Florida Real Estate Commission (FREC) / DBPR |
The destination column is what you must satisfy — Florida sets the rules for this move.
Step by step
- Confirm Florida's current requirements on the Florida Real Estate Commission (FREC) / DBPR website (linked below) — rules change.
- Submit the endorsement application to the Florida Real Estate Commission (FREC) / DBPR (application linked below).
- Arrange license verification from your current state.
- Be at least 18 and hold a high school diploma or its equivalent.
- Not be a Florida resident at the time of application.
- Have obtained the out-of-state license by meeting that state's own education and examination requirements (not by reciprocity).
- Hold a valid, current, active license in good standing in the mutual-recognition state.
- Submit a certification of license history and complete an electronic fingerprint background check.
- Pay the fees ($62.75 (DBPR RE-1 state application fee; the PSI/testing-vendor exam fee and the electronic fingerprint fee are paid separately)) and allow No board-stated timeframe; the license is issued after DBPR reviews the application and the applicant passes the 40-question Florida law exam.
Official links
Related guides
Frequently asked questions
Does Florida accept a Indiana real estate license?
A real estate license transfers from Indiana to Florida by endorsement — there is no automatic reciprocity, but you do not start over. Apply to the Florida Real Estate Commission (FREC) / DBPR, verify your Indiana license, and meet Florida's endorsement requirements. Mutual-recognition applicants skip the national exam and the 63-hour pre-license course; a 40-question Florida real estate law exam (30 of 40 correct to pass) is required.
Which exams will I take moving from Indiana to Florida?
Mutual-recognition applicants skip the national exam and the 63-hour pre-license course; a 40-question Florida real estate law exam (30 of 40 correct to pass) is required.
What does the move cost?
$62.75 (DBPR RE-1 state application fee; the PSI/testing-vendor exam fee and the electronic fingerprint fee are paid separately) (DBPR RE-1 state application fee; the PSI/testing-vendor exam fee and the electronic fingerprint fee are paid separately).
Can I keep selling in Indiana after I'm licensed in Florida?
Yes — real estate licenses stack. Keep the Indiana license active (renewals and CE continue separately) and you hold both; many border-market agents do exactly this.
Sources
Primary sources only — official boards and compact commissions. Data last verified 2026-09-01.
- Florida FREC — Mutual Recognition States (10-state list; 40-question law exam) ↗ (accessed 2026-07-21)
- Florida DBPR — RE-1 Sales Associate Application (application fee $62.75; mutual recognition section) ↗ (accessed 2026-07-21)
- Indiana Real Estate Commission — Real Estate home / Reciprocity ('the Real Estate Commission does not have reciprocity agreements with any state ... submit your application via Endorsement') — official page via Internet Archive snapshot 2025-12-07 (live in.gov blocked from research environment) ↗ (accessed 2026-07-21)
- Pearson VUE — Indiana Real Estate Candidate Handbook (rev 08/2025): broker exam requires a 90-hour pre-licensing course; 'Broker by Endorsement' takes the state portion only, 90-hour course not required; endorsement state exam $55 ↗ (accessed 2026-07-21)
- Indiana Real Estate Commission / Professional Licensing Agency — Application for Licensure as a Real Estate Broker, State Form 44176 (R16 / 4-23): 'The fee for this application is $60.00, payable to the Indiana Professional Licensing Agency, in accordance with 876 IAC 5-3-1'; form includes the 'applying by reciprocity' election — official state form via Internet Archive snapshot 2026-01-17 (live forms.in.gov / in.gov still blocked from the research environment on 2026-09-01) ↗ (accessed 2026-09-01)
- Indiana Administrative Code, Title 876 Article 5 (876 IAC 5-3-1 Fee schedule): application for real estate broker license $50; commission also charges $10 for the investigative fund under IC 25-34.1-8-7.5 on issuance and renewal — official IAC text (iac.iga.in.gov) via Internet Archive snapshot 2024-12-17 ↗ (accessed 2026-09-01)
Reviewed by Billy Reiner, Editor · verified against primary sources 2026-09-01
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